Clay Vanderheiden's Journal
Wednesday, May 15, 2013
The Great Gatsby Movie Comparison
Monday, April 22, 2013
Financial Reform
Resolution Authority was drafted by lawmakers during the 2008 financial crisis and was signed into law by President Obama in July 2010. Its goal was to prevent future bailouts by giving the FDIC power to liquidate even the biggest firms. This allows the FDIC to borrow money from the U.S. Treasury in order to maintain stability then get that money back by charging a fee to the largest financial firms in this country. The CBO has estimated that cutting resolution authority would cut $22 billion over the next 10 years.
The Home Affordable Modification Program allows people to get their monthly morgage payments reduced to make them more affordable for the long-term. The problem with this is that it costs the government a lot of money and it's very easy for someone to obtain this service. You can even be eligible for it if you've previously received a HAMP trail period plan, but defaulted in their trial payments or you previously received a HAMP permanent modification, but defaulted in their payments, therefore losing good standing. If the government is going to give out money to people who have already proved they can't handle it, we need to cut this program in the better intrest of the economy. The CBO estimates that cutting this program would result in $2.8 billion over the next 10 years.
The National Flood Insurance Program also need to get structure changes to improve the spending in this country. House lawmakers have already approved cahnges to the flood insurance program but the Senate is yet to agree on a deal. We also need to place the Consumer Finance Protection Bureau under the congressional appropriations process which would save $5.4 billion according to the CBO. Demacrates have been pushing for the consumer bureau to be free from the appropriations process eventhough doing this would save the country a great amount of money.
Thursday, April 11, 2013
The Awakening: Edna Pontillier
When Edna falls in love with Robert, she almost wants Leonce to treat her badly so that she will have more of a reason to run away with him. She pushes Leonce to treat her bad and does things that no wife should do. There are many occasions where she acts like their children don't exist and she is never taking care of them throughout the novel. This is something that would make any husband mad with their wife if this was her responsibility. She also completely abandons her other jobs around the house like entertaining guests and things of that sort. I'm not saying that she should have to do these things but if they are something she's supposed to do, she should do them. Edna completely oversteps the whole situation and now took it from where her actions were justified to making Leonce seem like the one who's getting hurt. If I were to fall in love with another woman during my marriage, this would be the last possible way I would act. Sneaking around your spouse and making them be mad at you on purpose to use it against them is not the way any person should act in a marriage and I feel for Leonce having to deal with this. Edna is also completely unfaitful to Leonce which is the worst thing you can do in a marriage. She spends tons of time with someone who she is completely in love with and she also ends up kissing and who knows what else with Alcee. This is aldultery and this is against most religions and societies but especially against the views of the creole society she lives in.
None of what Edna is doing now is justified and she should be held completely responsible for the ending of her marriage. If a man was to cheat on his wife and fall in love with another woman now-a-days, he would be considered an awful person and everything bit of fault would be thrown on him. Now that it is the woman, she should be held just as responsible and she should take responsibility for her acting and make things right going on with the story.
Thursday, January 17, 2013
Author Comparisons
Walt Whitman was born on May 31, 1819 in Long Island. At the age of four his family moved over from Long Island to Brooklyn. Whitman's father him out of school at the age of 11 to help support the family. He works as an office boy and then apprentices as a printer for a local newspaper. In 1833, his family moves back to Long Island. In 1838 he publishes a weekly newspaper, the Long Islander. Whitman publishes many radical ideas on topics such as Labor Issues, Woman's Rights, Immigration, and Slavery. On January 23rd, 1873 Whitman suffers a stroke and is left unable to use his left leg and arm. Two years later a second stroke harms the right side of his body. On March 26, 1892 Whitman dies and is buried in New Jersey.
The thing that makes both authors very similar in the style they write and I think this is just due to the time they wrote in. They also shared a similar background when it came to writing in newspapers. They both wrote about topics that could be considered controversial and also writings about life and other poetic things.
Monday, November 5, 2012
Crucible Essay Reflection
I found that the pre-writing activity for writing the first paragraph and the thesis statement helped me in many ways. It allowed me to not think of the paper as a whole, but instead break it down and focus on one small piece at a time. This activity really made it possible to put all my focus into one area of my paper and after the whole essay was complete it turned out to be the strongest part of the paper. I feel that if I would have done more of these activities before writing the story, it would have ended up a much better paper. In future essays I plan on spending more time doing pre-writing activities as I feel it will turn out a much better end product.
When it came to peer editing, I found that it basically did nothing for me. I honestly don't think I even took one thing they said into consideration. Peer editing the other person's paper also didn't do anything for me. Even though we were both writing off the same prompt, the main idea you can use is still up in the air and does give you a lot of room to make changes to. I just didn't think it was necessary to take any ideas from a paper involving the holocaust and put it into my paper involving a small town in Illinois. I think the peer editing would be much more useful if you just discussed each person's paper in a small group of maybe four or five, not writing it down. I believe hearing the criticism straight from the person and from more than one person would shine a new light on my paper and would have actually made me consider making some of the changes they suggested.
The main strengths of my paper definitely lie within the first paragraph. I feel as if there is no possible way to enhance my opening sentence along with the way I present the information in the middle sentences. Also I feel like if I had to pick one main sentence that really stands apart from the rest it's definitely my thesis statement. It really describes what I'm trying to get across in the story well and does a good job describing what is to come in the rest of the essay. I don't think I did a proper job with my conclusion though. The whole story flows really well but then the conclusion almost ruins it. For the next draft this is really where I need to put most of my focus and I plan on finding a way to turn one of the weaknesses of my story into one of my strengths.
Wednesday, October 31, 2012
Into the Wild ch.7
In the story Chris tells Franz "don't hesitate and allow yourself to make excuses." I think this is something that a lot of people should live by because in everyone's daily life, they hold back from doing alot of things they probably wish they would've done. I know that I've done it a lot and had a lot of regrets. Just this fall I decided not to play football but to instead just focus on school and do nothing else. This turned out to be an awful decision. Looking back at it, it wasn't really fear or anything like that that was holding me back, but instead just stupidity. I honestly don't know why I did it and its now something that ill have to live with the rest of my life. If I could go back and change it I would but now I realize that I have to live with the regrets and just get over it.